Property has long been an attractive choice for Australian investors – and for very good reason. While markets will fluctuate depending on geographic location, property in Australia on average doubles every eight to twelve years. Investors that do their research, have a good understanding of their goals and take a long term approach will therefore usually realise good results from investing in property. But it is not just the opportunity
Read more →From the moment you turn the key in the lock and take those first few steps through your new front door, the security of owning your own home is second to none. But the path to home ownership can be stressful and if you’re not fully prepared, it can prove to be a time of great confusion, indecision and hard work – especially when it comes to finance. Your Home,
Read more →Fixed rate home loans have long offered borrowers long term piece of mind when it comes to mortgage repayments. With rates locked in for 1,2,3 or even 5 years, they definitely have their place in today’s uncertain economic climate. What’s not known about fixed rate home loans are the hefty break cost fees applicable should the property be sold, refinanced or altered during that term. Below we highlight some common misconceptions and tips to help
Read more →In the current economic climate, now more than ever we realise that every dollar counts. With borrower debt levels increasing and an uncertain economy there’s no better time than the present to put those pennies to good use and become mortgage free sooner. Now I’m not interested in location specific guides and taxation loop holes. Anyone can utilise these tips and make them work. It also goes without saying- there
Read more →The interest rates you’ll pay on your mortgage depends on a combination of factors. This can include the Reserve Bank of Australia’s (RBA) cash rate, your lender and the type of loan you have. When working through your loan options with your mortgage broker there are a number of issues to keep in mind to ensure you’re getting the most appropriate mortgage for your needs. The type of loan Different loan
Read more →Before you start searching for your dream home, take some time to learn more about these benefits. If you’d like an explanation on any government incentives feel free to give us a call. First Home Owner Grant First home buyers across Australia may be eligible for the Federal Government’s First Home Owner Grant (FHOG) which is a one-off, tax-free $7,000 gift from the Government. As long as you’re a first
Read more →Buying a home, how to negotiate Capitalise on market conditions and negotiate yourself a bargain, you could save thousands with out latest guide to buying a home! There are now sections of the property market in Australia that are flat. Opportunities have emerge for the savvy buyer with the finances organised and proactive strategy in place. Where there are fewer buyers in the market for the number of properties available
Read more →Some areas of the property market have relatively low growth at the moment. In those areas, there’s a widening gap between demand for property compared to the number of properties available – there is greater latitude for buyers to negotiate on price. Combined, for many home owners these dynamics may influence your decision to not sell now. If you’re looking for a new home or more space, rather than selling why not look at improving your
Read more →Stamp duty savings are now available The state government has recently introduced a number of new incentives aimed squarely at the first home owners, concession card holders and pensioners in regards to stamp duty concessions. First home buyers are now eligible for a 20% discount on the amount of stamp duty payable. The initiative was introduced 1st July 2011 and applicable to all properties settled on or after this date
Read more →Be quick! Our Northern Property Market tour is filling up fast Lifestyle Loans in Partnership with AllianceCorp are proud to present this exclusive event. Come join us on our property market tour, Jointly run by Melbourne’s preferred property coach, Jason Paetow who has vast experience with the Melbourne property market who presents this special event with in conjunction with Lifestyle Loans. We expect that you’re a vigilant homebuyer or earnest
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