Stamp duty savings are now available The state government has recently introduced a number of new incentives aimed squarely at the first home owners, concession card holders and pensioners in regards to stamp duty concessions. First home buyers are now eligible for a 20% discount on the amount of stamp duty payable. The initiative was introduced 1st July 2011 and applicable to all properties settled on or after this date
Be quick! Our Northern Property Market tour is filling up fast Lifestyle Loans in Partnership with AllianceCorp are proud to present this exclusive event. Come join us on our property market tour, Jointly run by Melbourne’s preferred property coach, Jason Paetow who has vast experience with the Melbourne property market who presents this special event with in conjunction with Lifestyle Loans. We expect that you’re a vigilant homebuyer or earnest
We recently had the opportunity to comment in an article in the Domain lift out section of The Age on Saturday 30/4/2011, written by Josh Jennings. The article covered the pointy end of what a lender can do in order to seek possession of a home loan in default and some great info of what to do if it happens to you. The article can be found here and if you find yourself experiencing
Just how you manage your debt is no secret thanks to credit history files, so it pays to keep your file in shipshape order if you want success in buying property. Have you ever borrowed money for a car, owned a credit card, or forgot to pay your phone bill on time? Were you aware that all of this is kept in a credit file accessible to any financial institution
The longer you take to pay off the principal amount you’ve borrowed for your home the more interest you will end up paying – it therefore makes sense to try and put a dent in your mortgage as quickly as possible. Mortgage reduction is much easier and less painful than most people think, and with a few simple steps you’ll be sure to drive your mortgage down. Review your home
Not knowing how to spot a property lemon can turn the sweetness of owning your own property into a sour experience. Unfortunately when it comes to spotting a lemon, signs such as insect holes or water affected walls will be hard to recognise if masked with a fresh lick of paint. While the best way to safeguard against buying a dud property is to have a comprehensive building inspection performed
Our Autumn 2011 Newsletter has just hit the stands, er web! Covering purchasing strategies, mortgage reduction tips and our economic wrap up. Packed with honest, helpfull advice anyone can benefit from, I’m sure you’ll find something of use. To get your copy simply click here and we’ll have a personalised copy sent out to you quarterly, free of charge and you can unsubscribe at anytime. Enjoy! Tweet
From 1st July, Banks and other mortgage lenders will be banned from charging homeowners with mortgage exit fees under new reforms that will strip more than $80 million from industry coffers. Up to a third of mortgage holders would consider switching lenders if exit fees are relaxed, according to PRD Nationwide. A recent poll conducted by the real estate agency found 36% of 2000 peopls surveyed wanted to change lenders,
Our Summer 2011 Newsletter has just hit the stands, er web! Covering cost effective renovation tips, Banks vs. Non-Banks and our economic wrap up. Packed with honest, helpfull advice anyone can benefit from, I’m sure you’ll find something of use. To get your copy simply click here and we’ll have a personalised copy sent out to you quarterly, free of charge and you can unsubscribe at anytime. Enjoy! Tweet
It’s an age old adage which begs the question, rent vs. buy? I’ve attached a handy, free Excel spread sheet we’ve managed to knock up so you can work this out for yourselves, enjoy! Click here to get started. Tweet
